Last Updated: October 19, 2025

Welcome to STF Coaching (“Company,” “we,” “our,” or “us”). By purchasing, subscribing, or using our coaching programs, website, or communication services, you agree to these Terms of Service (“Terms”). Please read them carefully before using our services.

1. Services Provided

STF Coaching provides online fitness, nutrition, and mindset coaching programs designed to help clients improve their health, fitness, and confidence.
Services may include:

Personalized fitness and nutrition plans

Coaching calls and accountability check-ins

Access to private communication channels (SMS, email, or app)

Educational content and digital resources

2. Payments & Billing

All payments are processed through secure third-party providers.
By signing up, you authorize STF Coaching to charge the payment method you provide for all applicable fees associated with your selected program.
All sales are final unless otherwise stated in a written agreement.

3. SMS Communication & Consent

By submitting your information, you agree to receive SMS messages from STF Coaching related to your program, scheduling, and updates.

Message frequency may vary.

Standard message and data rates may apply.

You can opt out at any time by replying STOP to any message.

We will never share or sell your contact information.

4. Refund Policy

Due to the digital and personalized nature of our coaching services, all payments are non-refundable once access has been granted or coaching has begun, unless otherwise specified.

5. Health Disclaimer

STF Coaching and its coaches are not medical professionals. The information provided in our programs is for educational purposes only and should not replace medical advice.
You should consult a healthcare professional before starting any new fitness or nutrition program. You agree that you participate voluntarily and assume all risks.

6. Intellectual Property

All content provided by STF Coaching (including videos, guides, and materials) is owned by the Company. You may not reproduce, distribute, or share any content without written permission.

7. Limitation of Liability

STF Coaching is not responsible for any injuries, losses, or damages that may result from participation in our programs. Results will vary based on individual effort and consistency.

8. Termination

We reserve the right to suspend or terminate access to services without refund for violations of these Terms or inappropriate conduct.

9. Contact Information

For any questions or support, please contact us:
📧 [email protected]

10. Agreement

By submitting payment, joining a program, or using our services, you acknowledge that you have read, understood, and agree to these Terms of Service.